---
title: E-book Resource Page
description: 10X's inaugural Retirement Reality Report, published in 2018, made it clear that South Africa was sitting on a retirement timebomb. Things have deteriorated since then.
---

[![10X\_logo\_daybreak\_400px](https://resources.10x.co.za/hs-fs/hubfs/Company%20logo%202.0/10X_logo_daybreak_400px.png?width=69&height=60&name=10X_logo_daybreak_400px.png "10X_logo_daybreak_400px")](https://www.10x.co.za/)

- [Home](https://www.10x.co.za/)
- Why 10x 
    - [Our Strategy and Portfolio](https://www.10x.co.za/why10x/our-strategy-and-portfolio)
    - [Our Performance](https://www.10x.co.za/why10x/our-performance)
    - [Client Stories](http://clientstories.10x.co.za/)
    - [MY10X](https://www.10x.co.za/my10x)
    - [Team](https://www.10x.co.za/why10x/team)
- Products 
    - [Retirement Annuity](https://www.10x.co.za/retirement-annuity)
    - [Preservation Fund](https://www.10x.co.za/preservation-fund)
    - [Living Annuity](https://www.10x.co.za/living-annuity)
    - [Unit Trust](https://www.10x.co.za/unit-trust)
    - [Tax-Free Savings](https://www.10x.co.za/tax-free-savings)
- Resources 
    - [Blog](https://www.10x.co.za/blog)
    - [Tax Tips](https://www.10x.co.za/retirement-annuity-and-tax)
    - [Investment Myths](https://www.10x.co.za/investment-myths)
    - [Calculators](https://www.10x.co.za/calculators)
    - [FAQ](https://www.10x.co.za/faq)
- [Corporate](https://campaign.10x.co.za/corporate-clients)
- [Log in](https://my.10x.co.za/Login.aspx)
- [Apply online](https://www.10x.co.za/invest-portal)
- [Speak to a consultant](https://www.10x.co.za/#modal-call-me)

##     **E-book** **Resource ****Page**    

An investment in knowledge pays the best returns.

Download our selection of free e-books.

![V18\_SA\_saving\_for\_retirement\_Cover\_LR](https://resources.10x.co.za/hubfs/V18_SA_saving_for_retirement_Cover_LR.png)

[![Download eBook](https://no-cache.hubspot.com/cta/default/3390004/9dd91b66-7e22-4487-92ef-872f04fa7ae5.png)](https://cta-redirect.hubspot.com/cta/redirect/3390004/9dd91b66-7e22-4487-92ef-872f04fa7ae5)

![how\_to\_make\_your\_savings\_last\_V3\_Cover\_LR](https://resources.10x.co.za/hubfs/how_to_make_your_savings_last_V3_Cover_LR.png)

[![Download eBook](https://no-cache.hubspot.com/cta/default/3390004/8ae986b6-7845-4189-90d7-d532737693b3.png)](https://cta-redirect.hubspot.com/cta/redirect/3390004/8ae986b6-7845-4189-90d7-d532737693b3)

![V5-Preserving-your-savings\_Cover\_LR](https://resources.10x.co.za/hubfs/V5-Preserving-your-savings_Cover_LR.png)

[![Download eBook](https://no-cache.hubspot.com/cta/default/3390004/cd4e961e-6ae5-4e7d-aebd-4cc0e8d0dead.png)](https://cta-redirect.hubspot.com/cta/redirect/3390004/cd4e961e-6ae5-4e7d-aebd-4cc0e8d0dead)

![SA\_Guide-to-Corporate-Retirement-Funds-V10\_Cover\_LR](https://resources.10x.co.za/hubfs/SA_Guide-to-Corporate-Retirement-Funds-V10_Cover_LR.png)

[![Download eBook](https://no-cache.hubspot.com/cta/default/3390004/593f235b-3825-4b36-91e7-9d4536810317.png)](https://cta-redirect.hubspot.com/cta/redirect/3390004/593f235b-3825-4b36-91e7-9d4536810317)

![Trustee-Training-Manual-e-book-V4\_Cover\_LR](https://resources.10x.co.za/hubfs/Trustee-Training-Manual-e-book-V4_Cover_LR.png)

[![Download eBook](https://no-cache.hubspot.com/cta/default/3390004/f822254f-fe63-4c99-a4f3-7e350d4480a1.png)](https://cta-redirect.hubspot.com/cta/redirect/3390004/f822254f-fe63-4c99-a4f3-7e350d4480a1)

![10X\_Retirement\_Reality\_Report\_2021\_V6\_Cover\_LR](https://resources.10x.co.za/hubfs/10X_Retirement_Reality_Report_2021_V6_Cover_LR.png)

[![Download eBook](https://no-cache.hubspot.com/cta/default/3390004/fe520cf6-5d28-41c5-8d01-83afe7ab59b4.png)](https://cta-redirect.hubspot.com/cta/redirect/3390004/fe520cf6-5d28-41c5-8d01-83afe7ab59b4)

[![Logo lockup clear skies Logo lockup clear skies horizontal@2x](https://resources.10x.co.za/hs-fs/hubfs/Logo%20lockup%20clear%20skies%20Logo%20lockup%20clear%20skies%20horizontal@2x.png?width=250&height=65&name=Logo%20lockup%20clear%20skies%20Logo%20lockup%20clear%20skies%20horizontal@2x.png "Logo lockup clear skies Logo lockup clear skies horizontal@2x")](http://www.10x.co.za)

##### Products

- [Retirement Annuity](https://www.10x.co.za/retirement-annuity)
- [Preservation Fund](https://www.10x.co.za/preservation-fund)
- [Living Annuity](https://www.10x.co.za/living-annuity)
- [Unit Trust](https://www.10x.co.za/unit-trust)
- [Private Client](https://www.10x.co.za/private-client)
- [Institutional](https://www.10x.co.za/institutional)
- [Terms & Conditions](https://www.10x.co.za/terms-and-conditions)

##### Company

- [Why 10X](https://www.10x.co.za/why10x/our-investment-strategy)
- [Team of Experts](https://www.10x.co.za/why10x/team)
- [Fund Performance](https://www.10x.co.za/why10x/our-performance)
- [Governance](https://www.10x.co.za/governance)
- [Blog](https://www.10x.co.za/blog)
- [Careers](https://10x.jb.skillsmapafrica.com)
- [Contact us](https://www.10x.co.za/contact)

##### Help

- [FAQ](https://www.10x.co.za/faq)
- [Calculators](https://www.10x.co.za/calculators)
- [Investment Myths](https://www.10x.co.za/investment-myths)

##### Get in Touch

[021 412 1010](tel:021%20412%201010)

[info@10x.co.za](mailto:info@10x.co.za)

1. <https://www.facebook.com/10XInvestments>
2. <https://www.twitter.com/10Xinvestments>

##### PROUD WINNER

*2016 Awards.*

Best Investment

Practices, Institure of

Retirement Funds

Africa

PWC Vision to Reality

Entrepreneurial

Awards

*2015 Awards.*

Balanced Fund

Manager Of The Year,

Batseta

Employee Benefit

Administrator

Of The Year, Batseta

Technology Provider

Of The Year,

Batseta

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The information on our website does not constitute advice as defined by the FAIS Act. 