---
title: Free guide to planning for retirement
description: Find out what all the key terms mean and what your options really are in our free retirement e-book.
image: https://resources.10x.co.za/hubfs/Marketing%20Assets/Landing%20Pages/10X%20resource%20bank/2%20LA%20retirement%20101%20banner.png
---

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Your free guide to **planning for retirement**

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## Has planning for your retirement left you a bit baffled? Find out what all the key terms mean and what your options really are in our free retirement e-book.

Everybody wants a comfortable retirement, free from financial  
worries. Far too few people retiring from a life of work have  
enough money saved to achieve this. Figures of success rates of 5  
percent have been talked about since 1977, if not earlier. Seeing  
that this figure hasn’t improved in the intervening 40 years, the  
system, such as it is, is failing the people who save. The system  
has not failed the financial services industry, however, which in  
that same period has prospered enormously.

The answer is to develop one’s own plans. Simply put, you need  
to save enough, bring investment costs down and find simpler  
investment products

#### The e-book covers:

![](https://www.10x.co.za/assets/images/illustrations/chevron.svg)How to assess your current retirement savings

![](https://www.10x.co.za/assets/images/illustrations/chevron.svg)Conventional pensions

![](https://www.10x.co.za/assets/images/illustrations/chevron.svg)Living annuities

![](https://www.10x.co.za/assets/images/illustrations/chevron.svg)Ways of investing

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### Frequently asked questions

**Is this really free?**

**Yes!** At 10X, we’re set on helping people retire with more money and believe that financial education is the silver bullet that will help us get there. To this end we’ve created several resources to support both individuals and companies in making the best savings and investment decisions for their financial future. To view our other free e-books, click here.

**Why do I need to fill out the information requested?**

**We will always keep your personal information safe.** We will contact you to check whether you have any questions about the content or if you’d like to know more about our products and services. 10X Investments Group of Companies is not permitted to sell or provide personal client information to third parties for independent use.    
You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, check out our Privacy Policy. 

## **Fill in your details below to download your free guide:**

 

© 2018 10X Investments (Pty) Ltd. All Rights Reserved.

10X Investments is a licensed Financial Services Provider #28250 and S13B Pension Funds Administrator #24/444.

The information on our website does not constitute advice as defined by the FAIS Act.

phone: (021) 412-1010 | email: [retail@10x.co.za](mailto:retail@10x.co.za)

 

*Please note that this document is a guide created to help both seasoned and prospective investors get a better understanding of what options are available to them. It covers the questions that one can ask in order to make the best choices depending on financial goals. Past performance is not indicative of future returns. Future investment returns cannot be guaranteed. This information does not constitute advice. *